Mr. Robert Niziol – has more than 25 years of experience in capital markets, Venture Capital, Private Equity, management, and business consulting. Since 2005 Robert is a Partner at Penton Partners, a private equity fund investing in lower middle-market private companies in Poland. Previously Robert worked in the Credit Derivatives and Structured Credit Products Group at JPMorgan Chase. He founded several companies, including Pin4 Cardless Cash (now MasterCard Cash Pick Up), Invex Ionics and Axen Bio Group. Robert advised many SMEs, large corporations and governmental agencies on various business-related matters, including restructuring, turnarounds, business development, and capital structures. Robert spoke at many international conferences related to Private Equity and Venture Capital. Robert holds a BA in International Business and Finance from Anisfield School of Business (Ramapo College of NJ). He completed the Management and Leadership Executive Education programs at Harvard Business School and the London Business School of Economics.